BeneHub

Group Health for Businesses
Under 50 Employees

Stop Paying ACA Prices.
Healthy Teams Save Up to 50% Here.

5-Year Projection03

5-Year Cost Projection

ACA vs. Level-funded — Annual Premiums

$80k$50k$20kY1Y2Y3Y4Y5
ACALevel-funded
5-Yr ACA$348,200
5-Yr Level-funded$209,400
Total Savings$138,800
Plan Comparison02
Bronze
DiamondREC
Platinum
Employee-only / mo$544$873$1,003
Deductible (ind/fam)$8,000 / $16,000$0 / $0$250 / $500
Max OOP (ind/fam)$8,700 / $17,400$6,000 / $12,000$1,250 / $2,500
Primary Care$50$25$25
Specialist$120$50$45
NetworkCigna PPOCigna PPOCigna PPO
Rx (generic/pref/non-pref)$0 / $35 / $75$0 / $35 / $75$0 / $35 / $75
BeneHub

Group Savings Report

Your Custom
Plan Comparison

Prepared for Summit Builders LLC

Estimated Annual Savings

$30,000 – $70,000 per year

What's Inside

  • Side-by-side plan comparison
  • Your exact monthly savings
  • 5-year cost projection
  • Cigna PPO provider lookup
Cigna PPO · Level Rates · Nationwide Network

What You'll Get

Your Personalized Savings Report

We compare what you pay today with the best level-funded group plans on the Cigna PPO network — your exact options, coverage details, and 2026 monthly rates.

Your actual monthly savings

Real numbers from your team's actual data, not estimates.

Side-by-side plan comparison

All recommended level-funded tiers compared to what you're paying today.

5-year cost projection

See ACA's compounding increases vs. level-funded level rates over time.

Cigna PPO provider lookup

Verify your existing doctors are in-network before you switch.

Free. No spam. Takes 90 seconds.

  • Real Cigna PPO network
  • Marpai administered
  • 100% Private & Secure
  • A+ service

Why BeneHub Group

Real PPO coverage for businesses under 50 employees — where healthy teams pay less.

Level rates

Your premium doesn't go up every year. Most ACA plans do — 26% on average in 2026.

Real Cigna PPO

Same national network Fortune 500 employers use. 900,000+ providers.

Built for healthy teams

Medical underwriting at the group level rewards healthy small businesses.

Level-funded advantage

Your group's good health translates directly into lower costs — you're not subsidizing everyone else's claims.

Real coverage — real Cigna PPO card

Sample BeneHub member ID card showing Cigna PPO network

Sample member ID card. Real Cigna PPO network — the same one Fortune 500 employers use.