Group Health for Businesses
Under 50 Employees
Stop Paying ACA Prices.
Healthy Teams Save Up to 50% Here.
Get your custom Group Savings Report in 90 seconds. Cigna PPO network. Same monthly rate all plan year. Free. No spam.
5-Year Cost Projection
ACA vs. Level-funded — Annual Premiums
Group Savings Report
Your Custom
Plan Comparison
Prepared for Summit Builders LLC
Estimated Annual Savings
$30,000 – $70,000 per year
What's Inside
- Side-by-side plan comparison
- Your exact monthly savings
- 5-year cost projection
- Cigna PPO provider lookup
What You'll Get
Your Personalized Savings Report
We compare what you pay today with the best level-funded group plans on the Cigna PPO network — your exact options, coverage details, and 2026 monthly rates.
Your actual monthly savings
Real numbers from your team's actual data, not estimates.
Side-by-side plan comparison
All recommended level-funded tiers compared to what you're paying today.
5-year cost projection
See ACA's compounding increases vs. level-funded level rates over time.
Cigna PPO provider lookup
Verify your existing doctors are in-network before you switch.
Free. No spam. Takes 90 seconds.
- Cigna PPO network
- Marpai administered
- 100% Private & Secure
Why BeneHub Group
Real PPO coverage for businesses under 50 employees — where healthy teams pay less.
Level rates
Your monthly rate stays the same all plan year. ACA plans went up 26% on average in 2026.
Cigna PPO network
Same national network Fortune 500 employers use. 900,000+ providers.
Built for healthy teams
Medical underwriting at the group level rewards healthy small businesses.
Level-funded advantage
Your group's good health translates directly into lower costs — you're not subsidizing everyone else's claims.
Sample member ID card
PLAN - BRONZE PPO
GROUP ID: 0000
MEMBER: JANE SAMPLE
ID NUMBER: 000000000
Dependent(s):
JOHN SAMPLE
ALEX SAMPLE
| Member Responsibility | In-Network | Out-of-Network |
|---|---|---|
| Primary Care | $50 copay | 50% after Ded |
| Specialist | $120 copay | 50% after Ded |
| Urgent Care | $100 copay | Same as In-Net |
| Emergency Room | $500 + 30% | Same as In-Net |
| Deductible | $8000 / $16000 | $16000 / $32000 |
| Out of Pocket | $8700 / $17400 | $17400 / $34800 |
NETWORK INFORMATION
To find a Cigna Healthcare provider, please visit:
www.myCigna.com
For verification of benefits/eligibility:
http://gomarpai.com | 844-805-7449
PHARMACY PLAN
www.PhoenixPBM.com
RxBIN: 610268
RxPCN: PHXM
RxGRP: 0000
Sample member ID card. Plans use the Cigna PPO network, the same one Fortune 500 employers use.